digital exchanges Top Reviews

Of course, investment is risky, and personal pension investment will directly determine how much money you can get after retirement. Everyone must choose rationally! According to your own needs, for example, the annual income below 200 thousand is not much tax deductible, which may not be so attractive.On December 12th, the Ministry of Human Resources and Social Security and other five departments issued the Notice on the Full Implementation of the Individual Pension System. Since December 15th, the personal pension system has been pushed from 36 pilot cities to the whole country. The so-called personal pension is a supplementary old-age insurance system with voluntary participation, market-oriented operation and national policy support. Individuals voluntarily deposit a sum of money in a specific account, which does not exceed 12,000 yuan per year. In addition, on the basis of existing financial products such as wealth management products, savings deposits, commercial old-age insurance and Public Offering of Fund, specific old-age savings and index funds are included in the catalogue of personal pension products.Important meetings have been held, personal pensions have been pushed across the country, and insider crackdown has been carried out.

The personal pension system has been extended to the whole country, and it is also allowed to buy index funds. This is of great significance, which indicates that the personal pension will usher in the indexation era, which will undoubtedly inject an important long-term fund into A shares. What does the pension mean to the stock market? American stocks are so awesome that they are all bought by pensions, with a scale as high as $17.4 trillion, accounting for 20% of the entire US stock market! And our A-share scale is 4 trillion RMB, accounting for less than 5% of the total market value of A-shares, and there is a lot of room for the future. At present, the two main functions of personal pension accounts are steady investment and tax deduction! 12,000 yuan can save up to 5,400 yuan in tax, which is still attractive to high-income working groups, state-owned enterprises, institutions and civil servants.This move is an important step for us to develop 401K K. For A shares, there is never a shortage of speculative funds, but there is indeed a lack of long-term funds and patient funds! After you deposit it, you have to wait until you retire. This is a natural long-term fund.In short, the recent policies have basically landed, and some funds may be cashed out, but then specific rules will be issued to stimulate the market! There is no need to panic about more than 3400 A shares. I still believe that it will slow down.

The most important thing in the evening was that the contents of the central meeting came out, and the major tone was similar to that before, for example, implementing more active and promising macro policies, expanding domestic demand, promoting the integrated development of scientific and technological innovation and industrial innovation, and stabilizing the property market and stock market.Of course, investment is risky, and personal pension investment will directly determine how much money you can get after retirement. Everyone must choose rationally! According to your own needs, for example, the annual income below 200 thousand is not much tax deductible, which may not be so attractive.II. Verification of insider trading between Guotai Junan and Haitong Securities: 11 insiders were involved in buying and selling A shares.